Do you have goals? You likely do. Whether it’s to reach a certain level in your career, maintain a certain weight, or accumulate wealth, most people have goals even if they haven’t thought them out clearly or even labeled them as goals. However, not doing so can be a...

At Wealth Management Solutions, we believe that to manage your wealth successfully, you should approach it with the same care and intentionality as you would a business. With a business, you don’t just chase profits, you take the time to protect your assets. When it...

Do you know how to take advantage of your spouse’s Social Security benefits if they were to pass away? If not, this article is for you. The rules around collecting Social Security benefits for a surviving spouse are complicated. And to make matters worse, laws are...

As we discussed last month, there is a big difference between working with an independent financial services firm and a captive agent. The captive agent is limited in the advice that can be given and the products they offer, while the independent advisor can recommend...

This past holiday season, did you take the time to sit down and watch the Christmas classic Miracle on 34th Street? One scene in this movie was absolutely revolutionary. In this scene, Kris Kringle is working as a department-store Santa Claus and he tells a mother to...

Everyone should do an annual review of their life insurance policy. You have probably heard this advice before, or even read articles about it. You have likely never heard anyone disagree with that advice either. But do people actually follow it? A survey done last...

When conversations around retirement planning come up, it is common to hear about the accumulation phase and the distribution phase. The accumulation phase is essentially the time period when you are building your wealth prior to retirement. Once you retire, the...

The financial services industry is full of people like me who get up and go to work every day in order to help people like you maximize your investments and build a sound financial life for your family. We call ourselves financial advisors because that’s what we do;...

Even though the days are slowly getting shorter and the season is winding down, there’s still time to fit in some summer reading. Whether you’re looking for a beach read, something to stimulate your mind, or just want to dig deeper into a subject, reading is never a...

If there’s one certainty in life, it’s that the unexpected can happen at any time. I experienced this early in life when my father passed away prematurely. He didn’t have anything appropriately planned and, as a result, my family’s legacy vanished. We lost my...