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Cybersecurity Essentials: Safeguarding Your Digital Presence

Cybersecurity Essentials: Safeguarding Your Digital Presence

By Wealth Management Solutions 

Cyber threats seem to be getting more and more complex these days, and it can be hard for someone to feel completely secure with their digital footprint. At Wealth Management Solutions, our goal is to walk alongside you to enhance your financial well-being; we want you to feel safe and confident your finances are in trustworthy hands. Our comprehensive process includes strategies for a secure digital world. Here are just a few ways we do that.

Password Manager 

Having a password manager helps to securely store and organize all your passwords, allowing you to create strong and unique passwords for each of your accounts. This reduces the risk of having your accounts compromised due to weak or reused passwords. Additionally, a password manager helps streamline the login process and eliminate the need to remember multiple passwords. We recommend considering sites like Dashlane (which our firm uses), LastPass, and 1Password.

VPN 

Using a VPN enhances online privacy by encrypting your internet traffic and masking your IP address. This helps to protect sensitive personal and financial information, such as login credentials and online banking transactions, from being intercepted by cybercriminals. A VPN should be used all the time on your iPhone, iPads, laptops, and other devices. Some good options for a VPN service include ExpressVPN and NordVPN.

Encryption 

Encrypting storage devices, such as laptops and external hard drives, helps protect the confidentiality and integrity of stored data. If the device is lost or stolen, encrypted data will be unreadable without the proper decryption key, reducing the risk of sensitive information falling into the wrong hands. Apple computers have FireVault installed on them which encrypts the information on the Mac. To enable FireVault follow these easy steps.

Firewalls

Using a firewall helps increase overall network security and reduce the risk of data breaches and cyber threats. Essentially, they help prevent unauthorized applications, programs, and services from accepting incoming connections.

Anti-Malware

Anti-malware programs help protect against a range of threats, including viruses, worms, Trojans, spyware, and other forms of malware that can cause harm to your computer or steal sensitive information. Regular use of anti-malware programs helps prevent system slowdowns, crashes, and other issues caused by malware infections, providing a critical layer of security for any computer or device. Some options for anti-malware protection include Malwarebytes and Avast.

Update Software 

Regularly updating software programs ensures that security vulnerabilities and bugs are fixed, protecting the software and any sensitive data it may handle. To increase your computer’s performance and lower the risk of attacks, keep your operating systems, software, and anti-malware programs updated.

Update Hardware

Using modern hardware can also help provide the best security advancements against cyber threats. Hardware includes routers, Wi-Fi, computers, phones, laptops, etc. 

Cyber Hygiene

Cyber hygiene refers to basic practices and habits to maintain the security and privacy of personal and sensitive information when using technology. To protect yourself, be more cautious about clicking on links that come to your email, which can be “phishing” attempts to get you to click on a fake link so the hacker can obtain your username and password. 

Public Wi-Fi and Cell Signals

Using public Wi-Fi networks can be risky because they often lack encryption and proper security measures, leaving sensitive information vulnerable to interception and theft by cybercriminals. Cell signals can also be spoofed by creating a fake cell tower, allowing an attacker to intercept voice and data communications, steal sensitive information, and even manipulate GPS data. To lower these risks, if you need to use public Wi-Fi, be sure to use a VPN.

Choosing the Right Devices 

Next time you’re in the market to buy a new laptop, cell phone, or tablet, take the time to learn about the security and protection features your new device offers. Generally, Apple products tend to be more secure than others. However, the biggest weak spot in terms of security is human error! Many hacks rely on people making careless mistakes and revealing usernames, passwords, or other access to personal information.

We Help Defend Your Wealth

Cybersecurity can be intimidating for anyone these days. But we are here to provide a plan you can feel confident in. Whether it’s assisting you with your finances, or providing support for someone you love, our goal is to care for your future. To get in touch, please schedule a complimentary consultation by contacting us at (949) 475-9700 or info@wms-llc.com

About Wealth Management Solutions

The story of origin: Wealth Management Solutions was created in 2003, following the personal family tragedy felt by the founding partner of the firm. Richard Riva lost his father unexpectedly and before any legacy planning was done that could have extended his family’s legacy beyond the fourth generation. Our partners and team members all share similar experiences due to a lack of planning for their families and are committed to our clients not experiencing the loss of their legacies due to a lack of planning. This is why we say: Our Planning; Your Future. 

All investing involves risk, including loss of principal. No strategy assures success or protects against loss.

The opinions voiced in this material are for general information only and are not intended to provide specific investment advice or recommendations for any individual. 

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